Fresh out of NS in late 2016, I sought a full-time career and started to think: I'm working in a job that I love, but does this job pay enough for me to save for retirement?

The answer was: Probably not. Unless I scrimp and save every dollar.

That was when I decided to learn about investing. I thought I had to know the stock market (to a certain extent, some knowledge is needed), I thought I had to actively buy and sell stocks, put my money in endowment plans and ILPs by financial advisors.

But then I thought, why not do it myself?

As a young adult with no background knowledge in business, finance or investing, I seek to invest and build a passive income which will serve me well in my golden years.

At the point of writing this post, I am just like you, I have zero investment head start and I've just gotten a job. This is from zero! (I'm a flight attendant earning about $3,200 - $3,500 after CPF deductions, so I'm also not a highly paid salaryman).

This is a blog of my journey to reach that point, feel free to join me in my semi-weekly blog posts about what I've done with my income, and see if we can reach that point together.

*Disclaimer: The entire contents of the blog constitutes as my personal opinion and should not be taken as official advice. Always seek professional advice if you have doubts. Otherwise, I'm more than happy to share my views with you.

-WC